Sarah and family need health insurance to protect themselves from the potentially high costs of medical care. Health insurance helps cover expenses related to healthcare services, including doctor visits, hospital stays, surgeries, prescription medications, and preventive care.
Without health insurance, Sarah and David would be responsible for paying for medical expenses out of pocket, for the whole family. This can quickly accumulate and lead to financial strain, especially in the event of a serious illness or injury. Health insurance provides a financial safety net, ensuring that they have access to necessary medical treatment without facing overwhelming financial burdens.
Moreover, health insurance can also provide peace of mind by offering access to a network of healthcare providers and facilitating timely medical care when needed. It allows Sarah and David to prioritize their health and well-being without worrying about the financial implications of seeking medical treatment. Additionally, having health insurance is often a requirement for accessing certain healthcare services and can protect against medical debt and bankruptcy in the event of unexpected health issues.
